Do you want to own a prize-winning, meticulously handmade NOMOS Glashütte watch but can't pay for it upfront? We have good news. At Exquisite Timepieces, we make buying your dream watch a possibility with attractive financing options at 0% interest and 0% down payment.
Does NOMOS Glashütte Offer Financing?
There are three easy ways you can finance a NOMOS Glashütte watch at Exquisite Timepieces. Here's a quick overview of your options:
- PayPal Credit - Indulge in a luxury purchase through PayPal Credit allowing you to buy a new watch now and pay for the cost over time. Depending on the value of your order, you can pay through bi-weekly or monthly installments at minimum interest. Some plans even guarantee no interest and no late payment fees.
- Jeweler’s Reserve - Explore a more convenient way to buy a NOMOS Glashütte watch through Jeweler's Reserve. As a cardholder, you can purchase a luxury timepiece in-store and choose from different repayment plans. Interest rates will vary according to the number of installments and the cost of your order. Get no interest added to your plan if you pay within the specified period.
- Affirm - Last but not least, Affirm makes it easy to complete smaller and larger purchases through its flexible repayment plans. Lower-cost orders can be paid in bi-weekly installments at no interest while you can opt for longer monthly installment plans for higher-value orders.
How Easily Can You Finance a NOMOS Glashütte Watch?
Getting approved for a financing plan for your timepiece purchase is easy, fast and seamless. Some plans approve applications in two days and others offer no down payment, no hidden fees and no interest if you meet the requirements. To avail a 0% NOMOS Glashütte watch financing, here's a guide to three of the best options available in the market today:
PayPal Credit
Take advantage of PayPal Credit's safe and secure financing options complete with purchase protection for a worry-free experience all around. With a simple and seamless process, you can apply in seconds, get PayPal Credit instantly and buy your new NOMOS Glashütte watch from a large network of online stores. You also get to enjoy additional benefits like no annual fees and a hassle-free checkout in just a few clicks.
With PayPal Credit, there are two popular options to choose from. If approved, you can defer interest for smaller purchases up to $1,500 if paid in full within the specified period. Payments are made in 4 bi-weekly installments, equivalent to 1 downpayment and 3 installments over 6 weeks.
If the watch you've been eyeing is worth up to $10,000, you can avail the plan for larger purchases where payments can be spread out in 6, 12 or 24 monthly installments. The APR will vary up to 35.99% depending on the cost and duration of the plan. To guarantee no late fees, we recommend setting an autopay arrangement for your monthly dues.
Jeweler’s Reserve
If you're not a Jeweler's Reserve Cardholder yet, now is the best time to be one. With a slew of benefits to offer, this type of financing is specially designed for in-store purchases at no annual fees and zero liability on authorized transactions. Plus, you have access to an online account management platform for added convenience.
There are two options available for Jeweler Reserve cardholders. The first one is ideal for smaller transactions with zero interest if paid in full within 6 months for orders $150 and above or within 12 months for orders more than $300.
The second option is for larger orders offering flexible monthly payments and at a reasonable APR of up to 11.99%. Orders from $999 and above can be paid in 18 months, $1,499 and above in 24 months and $1,999 and above in 36 months.
If you're ready to get your hands on a NOMOS Glashütte watch using your Jeweler's Reserve card, just visit our Exquisite Timepieces boutique in Naples, Florida.
Affirm
Indulge in the luxury of owning a NOMOS Glashütte watch through Affirm's financing plans offering hassle-free installments with no hidden fees, no late payment fees and no annual fees. With Affirm, you'll always know how much you owe and how long you'll be done paying for your timepiece.
Choose between Affirm's two financing plans. Ideal for everyday purchases, the "Pay in 4" plan can be used to buy practically any item from any store you desire. Payments are made in 4 interest-free installments every 2 weeks. Automatic payments are recommended and easy to set up. But the best part, this option has no impact on your credit score.
Perfect for expensive items, the monthly payment plan offers more flexibility typically up to 12 months at APR that can reach up to 36%.
Why You Should Consider NOMOS Glashütte Watch Financing
Like with any valuable purchases, it's important to weigh the pros and cons of buying a NOMOS Glashütte watch through financing. Borrowing money, in general, has liabilities that come with it. So it's paramount to know when exactly is a good time for financing if you want to get the most value out of this purchase.
There are key considerations to keep in mind and at the top of the list is to ensure you're financially stable before indulging in a luxury purchase. Another justifiable reason for watch financing is if you find a bargain price for a NOMOS Glashütte watch. You'll save on the cost while also keeping whatever cash you have on hand for emergencies or other investments. You can continue saving as you pay the monthly installments so it's a win-win situation all around.
If you find a financing plan that offers zero interest, no hidden fees and no annual fees, this is another good reason for financing. If you know where to look, some reputable dealers offer attractive options with decent APRs. Processing is swift and seamless as well. If you get approved, ensure payments are always on time to maximize what the plan offers.
If you can make sure that acquiring a new timepiece on finance will give you huge savings without paying upfront then that's your sign you're making a smart investment. With the right financing program, you can get a new watch today that can turn into an investment without worries and hassles.
How Can Financing a NOMOS Glashütte Watch Impact Your Credit?
As much as the NOMOS Glashütte is a reputable brand, often dubbed as affordable luxury, you still wouldn't want to risk your credit score when buying one. In general, buying an expensive timepiece on finance will have negative and positive impacts on your credit rating. To ensure you'll get the best end of the deal, there are things you should note and you can do.
When applying for financing for a luxury item like a rare and collectible NOMOS Glashütte watch, it will initially prompt a credit score check. This can result in a negative impact, though minor and temporary, on your credit. Once your loan request is approved, it will once again require a mandatory credit check, which can result in an immediate drop. Missing a payment or multiple installments can further negatively impact your profile especially if the company reports your delinquencies.
On one side, a NOMOS Glashütte watch financing can also contribute positively to your credit rating. The trick is simple. You only need to ensure monthly payments are done on time as that will demonstrate your financial responsibility. Once your loan has been fully paid, it can lead to a boosted credit score, which will allow you to apply for another watch financing if you choose to.
If you're still worried about the potential impact on your credit profile, it's worth noting that there are loans that may not need a credit check. Look for platforms with "Buy now, pay later" options. These financing plans are easy to apply for with minimal requirements and no credit checks either. This is a viable alternative for those with poor or bad credit so you can still secure a loan with competitive terms.
In the end, the most important thing you need to remember is to understand the terms and conditions of each plan. This is how you'll know the pros and cons of what you're applying for.
FAQs
Am I eligible for a 0% loan?
If you want to confirm your eligibility for a 0% NOMOS Glashütte watch financing, contact us and we'll do the rest. We have a team of financing partners who run and assess your credit rating. After which, we'll contact you to discuss available options tailored to your financial situation.
How long does it take to process my financing request?
Renowned for our expedited service, Exquisite Timepieces guarantees fast processing for your watch loan. As soon as we receive your application, we'll have our team conduct a credit check, assess financing options and confirm loan approval within 2 business days.
Can you get NOMOS Glashütte watch financing without a credit check (or bad credit)?
We understand that you may be worried about a credit check because of your poor or bad credit rating. In this case, we will help you the best way we can. Unfortunately, a credit check may still be necessary in order for us to find the best financing options to suit your financial circumstances.