Paying upfront may not always be the most popular option when it comes to purchasing your brand-new Hublot watch. Here at Exquisite Timepieces, we offer finance packages to suit all your bespoke needs. Many do not require a downpayment and can be financed on a flexible plan to suit you. Depending on your chosen financing program, you can even enjoy 0% interest on your plan!
Does Hublot Offer Financing?
Exquisite Timepieces offers a variety of flexible financing plans. If you’re on the fence about investing in a brand new Hublot watch, you may want to consider the following easy payment programs:
- PayPal Credit - PayPal’s Credit service provides the option to enjoy your new watch today and pay for it in multiple installments over time. Whether it’s bi-weekly installments or monthly payments, both come with little to no interest and you can be rest assured that you won’t be subject to any hidden late fees.
- Jeweler’s Reserve - Enjoy several different financing plans for purchasing a Hublot watch in-store with the Jeweler’s Reserve card. Interest rates are dependent on the number of chosen installments, as well as the order value. This could be 0% if you pay the total amount within a certain timeframe!
- Affirm - Affirm provides the option to enjoy a brand new Hublot watch on your wrist today and pay for it later through a flexible financing plan. With Affirm, smaller purchases can be paid out in four interest-free bi-weekly installments, or you can choose to opt for additional monthly payments for larger purchases.
How Easily Can You Finance a Hublot Watch?
Here at Exquisite Timepieces, we offer luxury finance plans to match your watch. Financing a Hublot watch is a very simple process to complete. Regardless of your financial plan, it won’t take too long to get your hands on that shining new Hublot watch you’ve always dreamed of.
PayPal Credit
When it comes to financing, many people choose to opt for PayPal’s Credit System. It’s no surprise as to why. With the safety, security, and fraud protection offered by PayPal, you have the ability to purchase and enjoy your Hublot watch today and pay for it later. All with zero strings attached.
The whole process of financing can be confusing for those new, which is why we’ve made our process a breeze so that you’ll be enjoying your brand new Hublot sooner rather than later.
This method of finance offers multiple options to suit all budget needs. One for smaller transactions up to $1,500 and another for larger purchases. The first plan provides you the option to pay the full amount over four bi-weekly installments (1 down payment and 3 installments over 6 weeks), all with no late fees and zero interest!
Bigger order? No problem. PayPal Credit financing allows you to choose either 6, 12, or 24 monthly installments for orders above $10,000. APR is variable and can be up to 35.99%. Optionally, choose to autopay your installments with no late fees!
Jeweler’s Reserve
Possessing a Jeweler’s Reserve Card provides several benefits, from $0 on unauthorized payments and no annual fees to simple online account management. A notable caveat is that these financing plans are eligible for in-store purchases. Nevertheless, you have the option to simply walk into any of our Exquisite Timepieces boutiques (such as Naples and Florida), select your Hublot watch, and take it home that day with Jeweler’s Reserve extensive financing packages.
Depending on your financial situation, we offer a multitude of dedicated financing plans with zero interest, under the condition that the total amount is paid out within specific time frames. Orders up to $150 can have financing periods of 6 months and up to 12 months for orders above $300. Bear in mind, if you are unable to clear the total balance within the allocated time frame, you may be charged interest rates of up to 29.99% from the date of purchase.
Larger purchases come with finance plans to suit your exact needs. These can be monthly installments from 18 ($999 or more), 24 ($1,499 or more), or 36 ($1,999 or more) at an APR of 11.99%. You may not get a 5 year Hublot financing plan, however having your purchase split into 36 smaller installments with a decent APR is an excellent offering, so you can spend more time enjoying your brand new Hublot purchase with less financial strain.
Affirm
Enjoy today and pay tomorrow with Affirm's flexible financing plan. Affirm has no surprise hidden or late payment fees whatsoever and has the option to set up a convenient automatic payment plan, meaning you’ll never have to worry about when your next payment is due again.
Affirm understands that when it comes to financing the more options you have the better. Which is exactly why they offer two comprehensive financing plans, with their “Pay in 4” scheme among the most popular for everyday purchases. Simply purchase your dream Hublot today and pay it out in four bi-weekly installments with 0% interest. Unlike conventional financing plans out there, Affirm also has the added benefit of not impacting your credit score in any shape or form!
Want more versatility? No problem. Affirm offers a monthly payment scheme providing a 12 month installment plan at a variable APR of up to 36%.
Why You Should Consider Hublot Watch Financing
An important point to note is that investing in a brand-new Hublot luxury watch will require you to have a large amount saved up. There are some cases when financing a watch purchase would prove to be a more sensible option as opposed to outright paying upfront. No matter which path you choose, it is advised that you should be financially secure before considering any luxury purchase.
A common scenario where luxury watch financing would prove to be a good option is if you find it at a great price on Exquisite Timepieces. You may already be saving up for your brand new Hublot watch and might see it go on sale, but don’t quite have all the funds required at that moment. In this situation it would be wise to consider a flexible finance plan.
By the time you’ve paid out your purchase in full, you’d have gathered all the money you need. On top of that, if you opt for a long-term financing plan, the market value of your valuable timepiece could rise appreciably, making it a solid investment. To avoid losing money in the long run, we advise that you purchase your Hublot watch on a payment plan with 0% or very low interest.
You might be someone who has yet to save up all the money needed to purchase a brand new Hublot watch, but are expecting a significant bonus or raise from your job and wish to treat yourself. In such a situation, financing would most definitely be a sensible option. However, Exquisite Timepieces recommends that you are financially secure and have enough money saved up, in case of emergencies, before considering a luxury purchase.
A monthly financing payment plan can allow you to save the rest of your cash for other financial investments. An investment opportunity may arise for you, so having the money secured on the side and a brand new Hublot watch on your wrist (on a 0% interest financing plan) is most definitely a win-win situation.
How Can Financing a Hublot Watch Impact Your Credit?
One question we hear all the time is: “Will opting for a finance plan for my brand new Hublot watch have an impact on my credit score?”. Building a solid credit history can be difficult and you wouldn’t want to tarnish this for any luxury investment.
Purchasing a Hublot watch through financing comes with both positive and negative credit pay-offs. For example, not many people may know that when you apply for a financing plan, you’ll be subject to a credit score check- which in itself comes with a slight negative impact on your credit.
As with any case of borrowing money, your credit score will immediately drop after you’re granted the loan for a financing scheme. It’s also worth noting that if you miss a single (or even a few) payment(s) and this is reported by the company, then your credit score can be negatively impacted.
It’s not all doom and gloom. Financing a brand new Hublot watch can also prove to be advantageous for your credit score in the long run. After you’ve completed all payments on time, your score will increase as a result of you demonstrating financial responsibilty.
Not every financing program out there will impact your credit score. There are certain platforms which employ a “Buy now, pay later” scheme to finance your Hublot watch without running prior credit checks or reporting your loan and payments.
Overall, this won’t have positive or negative effects on your credit score. This can be an optimal alternative for those who have poor credit, or otherwise struggle to be granted loans with convenient interest rates (or not at all).
FAQs
Am I eligible for a 0% loan?
If you’re wondering whether or not you qualify for a 0% loan for your Hublot purchase, feel free to get in touch with our team. Our financing partners will run a speedy credit score check and get back to you on whether you qualify, as well as what options you might want to consider.
How long does it take to process my financing request?
On submission of your financing request, our partners will begin their mandatory credit score checks and provide you with available options. The entire process is both straightforward and very quick and shouldn’t take longer than 2 working days to complete.
Can you get Hublot watch financing without a credit check (or bad credit)?
If you’re concerned about your credit or don’t want to opt for a credit check to finance your Hublot investment, feel free to contact Exquisite Timepieces or our partners, and we will do our best to help. Although you may likely need to go through a credit check, we strongly recommend you consider reaching out to see what options you have available.