Are you interested in purchasing a luxury Glashütte Original timepiece but don't have the full amount to pay upfront? We have a safe, convenient, and simple solution for you.
At Exquisite Timepieces, we offer you three financing plans, which allow you to purchase your watch and pay for it at a pace that you are comfortable with.
With no down payments and 0% interest included in some plans, you are guaranteed to find an option that suits your financial needs perfectly.
If you're ready to start the process to see how you can purchase your watch sooner than expected, continue reading.
Does Glashütte Original Offer Financing?
The payment programs listed below allow you to choose a watch and finance it at Exquisite Timepieces.
- PayPal Credit – If you opt for PayPal's Credit Service, you can choose to pay your installments on a bi-weekly basis or every month. With little to no interest and no late fees included, you can purchase your dream watch and tick it off your wishlist today.
- Jeweler's Reserve – If you prefer visiting a store to see the products in person before making any decisions, then the Jeweler's Reserve option is ideal for you. By choosing this plan, you can visit our store, select the timepiece you're interested in, and have it financed. There are various financing options, and you can control the number of installments you want. Depending on the watch value, if all your payments are made on time and within the stipulated period, you could reap the reward of a small to 0% interest rate.
- Affirm - Depending on the value of your watch, this plan allows you to purchase your watch today and pay for it in just four installments or every month.
How Easily Can You Finance a Glashütte Original Watch?
From various installment options to enjoying a 0% interest rate, the financing programs listed below have been designed to provide you with the financial assistance you need while ensuring you remain comfortable throughout the repayment period. You could be one step away from purchasing your new Glashütte Original watch. You must contact us to start the process, and we will help you choose the best option.
PayPal Credit
Whether making a small or large purchase, PayPal's Credit system has two plans offering the safety and security you need when applying for financial assistance.
The first option, suitable for smaller purchases to the value of $1,500, allows you to complete paying your installments with just four interest-free payments. The bi-weekly payments consist of one down payment and three installments over six weeks.
The second option is more suited for you if your purchase costs up to $10,000 and you prefer to pay your installments 6, 12 or 24 months.
The advantage of both plans is there are no late fees and you can activate an autopay function to ensure your payments are made on time.
With PayPal's Credit system, the annual percentage rate (APR) can vary and increase to 35.99%.
Jeweler's Reserve
The Jeweler's Reserve financing program, which can only be used for in-store purchases, includes zero interest and no annual costs.
Apart from being able to manage your account quickly, this plan allows you to visit our boutique in Naples, Florida, and chat with our experienced staff, who are ready to help you choose your Glashütte Original timepiece and assist you with financing.
In terms of the installments, you have 18 months to make your payments if your timepiece is valued at $999 or more, 24 months for watches that cost $1,499 or more, or 36 months for timepieces that have a price label of $1,999, and higher.
You can only enjoy the 0% interest rate if the watch is paid for in full within the specified period. This applies to purchases of $150 or more, which needs to be settled in six months or 12 months for watches that cost $300 or above.
If you fail to make your payments in time, you will be required to pay an interest rate of up to 29.99% from the day you bought your Glashütte Original watch.
Although you won't receive a 60-month Glashütte Original financing plan, your installments will be separated into 36 installments. All installments include an APR of 11.99%.
Affirm
The Affirm plan offers you two financing options to choose from. The first is the "Pay in 4" scheme, which is the preferred choice for items you would buy daily. One of the advantages of the "Pay in 4" plan is it does not affect your credit score.
With no hidden costs or any late payment fees, you have the choice to make four interest-free payments on a bi-weekly basis. More extended payment periods with more installments can also be arranged with the 12-month plan, which includes a variable APR of up to 36%.
By requesting an automatic payment system, you can also ensure your installments are paid on time, without the concerns of being late or missing your payment date.
Why You Should Consider Glashütte Original Watch Financing
Saving up the full amount to purchase a luxury watch is only sometimes possible. When you are unable to pay for your purchase upfront, a financing plan can serve as the ideal solution for you, provided you are financially stable enough to repay the loan.
When is it a good idea to apply for financial assistance? One scenario is when you find the watch you want either on sale or is priced at an excellent amount. You could use the amount you saved for the watch and fill in the outstanding balance with the money you receive through a financial plan.
If your financing plan is lengthy, your watch could become an investment if its value increases significantly. It is essential to ensure you sign up for a plan with little to zero interest as this will also benefit you in the future.
You can also sign up for a finance plan if you need to purchase your watch but need more than the full amount and are waiting for your raise or bonus to come through. In this way, you know you will receive additional money to help pay your installments.
Before deciding to apply for any financing plan, it is essential to ensure you have money saved for any emergencies or business opportunities that may come your way. You also need to be financially stable and able to pay your installments without any delays and not skip any payments, which will negatively affect your credit score.
How Can Financing a Glashütte Original Watch Impact Your Credit?
Like most financial decisions, each one is accompanied by its pros and cons, and choosing to finance your watch is no different.
When you apply for financing, you can expect your credit score to be affected slightly when a credit check is conducted. Your score then drops immediately when your application for financing has been approved. This negative impact will be compounded if you fail to pay your installments on time. Please make your payments on time to avoid the company submitting a report reflecting your lack of payments.
The opposite side of the coin includes the positive effect. Paying your installments on time and completing all your payments within the agreed upon duration will increase your credit score and prove your financial responsibility.
If you're concerned about your credit score, you can sigh relief, as a few financing plans exclude credit checks. Companies that offer this option provide a "Buy now, pay later" plan. This financing program does not affect your credit score and doesn't consist of any reports about your repayments. This is a suitable plan for people needing help securing a loan with reasonable interest rates or those with a poor credit score.
FAQs
Am I eligible for a 0% loan?
A quick credit score check will reveal your eligibility for a 0% loan. Get in touch with us, and our team of financing partners will advise you on the options that you qualify for.
How long does it take to process my financing request?
You can expect the outcome of your application within two working days. After you submit your request for financing, a credit score check will be done by our team of financing partners. Once they have the results of your credit check, they will provide more information on your suitable options.
Can you get Glashütte Original watch financing without a credit check (or bad credit)?
Our team is here to assist you even if you're concerned about your credit score. While it is an essential step of the financing process, you can inform us if you prefer not to have the check done, and we will try to find the best way to help you.