A payment plan offers you a straightforward, stress-free and reliable schedule to pay for your purchase. At Exquisite Timepieces, we aim to provide the same convenience when it comes to financing your Bremont watch.
With several payment options to choose from, you control how many installments you would like to pay over a certain period of time. Depending on the value of your purchase, you could choose a short payment plan or select the longer option which provides you with more time to pay your installments.
Apart from no hidden costs and no down payments, you could also receive a 0% interest rate with some of the plans.
If you’re ready to purchase your Bremont watch today, read on to identify your ideal financing plan and prepare to have your dream watch sooner than expected.
Does Bremont Offer Financing?
Once you’ve chosen the Bremont watch you would like to purchase, our team at Exquisite Timepieces will help you to finance your timepiece with one of the financing programs mentioned below.
- PayPal Credit – With the PayPal Credit system you have the choice to pay for your watch with four payments or over a period of 6, 12 or 24 months. The choice you make is dependent on the value of your timepiece. This financing program also offers you safety, security and fraud protection. You won’t be required to pay any late fees with this plan which also includes little to no interest.
- Jeweler’s Reserve – This plan only applies to watches that are purchased in-store. If you’re still deciding which Bremont watch to buy, visit our boutique and we will help you find and finance your ideal watch. There are several payment options to choose from and you could enjoy a 0% interest rate provided all your payments are made on time.
- Affirm – The Affirm program allows you to choose between a short or long payment plan. You can either make your payments on a bi-weekly basis or within 12 months. There are no hidden fees or late payment fees to be concerned about, and the added benefit is your credit score will not be affected when you submit your application for financing.
How Easily Can You Finance a Bremont Watch?
The application process is quick and simple to complete. Read on for more information on each of the financing programs and what they consist of.
PayPal Credit
PayPal’s Credit system has become a popular choice as each of its plans also offers you security, safety and fraud protection. This financing program includes two options to choose from, and your selection will be dependent on the value of your purchase.
Watches that cost $1,500 are considered small purchases and can be paid off in six weeks. If you select this option, you can pay your interest-free installments on a bi-weekly basis. Your payments will comprise one down payment and three installments.
A longer payment plan might be more suitable for you if your timepiece costs up to $10,000. Since this value is considered a large purchase, you can choose between a 6, 12, or 24-month plan to pay your installments.
As a safety measure, you can request for your payments to be automatically debited from your account. This will ensure your payments are made on the specified dates.
There are no late fees included in this plan; however, you can expect an annual percentage rate (APR) which fluctuates and could rise to 35.99%.
Jeweler’s Reserve
The Jeweler’s Reserve program provides you with the perfect opportunity to shop for your Bremont watch in person and have it financed in-store. Since this plan is only applicable for timepieces that are bought in-store, you can visit our boutique in Naples, Florida, and we will help you to choose and finance your Bremont watch.
Depending on the value of your watch, there are different payment plans and durations to choose from. After you make your purchase, you have 18 months to pay for your timepiece if it's valued at $999 and more, 24 months for purchases that cost $1,499 and above, or 36 months for watches valued at $1,999 and more.
To enjoy a 0% interest rate, all your payments would need to be made on time. If your watch costs $150 or more, you have a period of six months to complete your installments or 12 months for timepieces valued at $300 and above.
If your installments are not paid on time, you can expect to pay an interest rate of up to 29.99%. The amount of interest due will be calculated from the day you bought your Bremont timepiece.
While you may not receive a 60-month Bremont financing plan, your installments, which will be divided into 36 payments, will include an APR of 11.99%.
Affirm
The Affirm plan is the best choice for you if you’re concerned about your credit score. Applying for this financing program will have no effect on your credit score, and you have the option to choose between the short or long payment plan.
The short plan, also known as “Pay in 4” scheme, allows you to pay your installments on a bi-weekly basis with four interest-free payments. This option is suitable for daily purchases.
If you need a longer period to pay your installments, you can choose the 12-month plan which has a flexible APR of up to 36%.
The additional advantages of this plan is there are no late payment fees or hidden costs to be concerned about. You also have the option to activate an automatic payment from your account to ensure your installments are paid on time.
Why You Should Consider Bremont Watch Financing
Life is unpredictable and it’s not always possible to pay a large sum of money for an item upfront. Fortunately, there are several financing plans available to help you make your purchase today and pay for it comfortably.
Whether you’re making a small or large purchase, there is a plan that has been carefully designed for you. From short payment options to longer payment plans, the choice of program is entirely yours and you also have the chance to enjoy a 0% interest rate with certain plans.
Financing plans provide flexibility and convenience and are considered a good idea if the watch you want is marked at a great price. You can use the money you saved for your watch to pay towards it and then apply to have the balance financed. In this way, you will be purchasing your watch at an excellent price while having the comfort of paying for it at a pace that suits you best.
If you’re expecting additional income in the form of a raise or bonus at work, this would also be considered a good time to apply for a financing plan. By doing so, you will be able to purchase your timepiece today and be confident you will be able to pay off your installments and not experience any financial pressure.
When you choose a lengthy financing plan, this could work in your favor as your watch could turn into an investment as its value increases over time. It’s also important to select a financial plan with little to zero interest as this will also help save you money.
Before you consider signing up for a financial plan, be certain that you will be able to pay your installments on time while living comfortably and under no financial strain. It’s also vital to have money for unforeseen emergencies or business offers that you could benefit from. Ensure you are financially stable before deciding to apply for a financing plan.
How Can Financing a Bremont Watch Impact Your Credit?
When you apply for financing, your credit score will automatically be affected in a positive and negative way. The good news is the negative impact is temporary and you are responsible for reversing the adverse effects by ensuring your payments are made on time.
So how exactly is your credit score affected when you apply for a financing plan? Once you submit an application to request for financing, the company responsible for providing the finance would need to do a credit check on you. When this happens, your credit score is affected slightly. This slight impact increases when your application is approved. This causes your credit score to drop immediately. It is important to maintain a healthy payment schedule and not miss any installments as the company will issue a report about your lack of payments and this will further impact your credit score.
The positive impact takes effect after all your installments are paid on time. This increases your credit score and proves your financial responsibility.
If you’re concerned about applying for financing because of your low credit score, you can breathe a sigh of relief as there are plans that don’t request for a credit check to be done during the application process. You can apply for the "Buy now, pay later" plan which doesn’t affect your credit score and there are no payment reports from the company.
FAQs
Am I eligible for a 0% loan?
Before we confirm if you do qualify for a 0% loan, our team of financing partners will have to complete a credit check on you first. Once we receive the outcome of the credit check, we will be able to discuss your available options.
How long does it take to process my financing request?
Our financial partners will complete your credit check and provide feedback about the options you are eligible for, within 2 business days.
Can you get Bremont watch financing without credit check (or bad credit)?
Ideally, everyone would love to have a high credit score, but unfortunately, that’s not the case for many people. If you are someone who has a low credit score and is uncomfortable having a credit check done, let us know. Our team will try to assist you to apply for plans that don’t require a credit check.